Bharti Airtel to Invest Rs 20,000 Cr in Digital Lending Expansion

Bharti Airtel has declared that it will invest Rs 20,000 crore to expand its digital lending business using its non-bank financial company (NBFC), which has now been licensed.

The investment, which will be implemented in the next several years, will be capitalized with 20,000 crore rupees, and 70 percent of it will be invested by Airtel, whereas 30 percent will be invested by Bharti Enterprises.

Airtel Money was given its NBFC license by the Reserve Bank of India on February 13, 2026. The credit engine created by Airtel in the last two years through the platform of its lending service provider (LSP) is supported by its data capabilities and digital infrastructure.

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“The success of our LSP platform over the past two years is proof of our ability to combine technology, data, and customer trust to deliver impact at a national scale. We have built one of India’s most trusted and scalable digital credit engines—reaching millions with high-quality credit supported by industry-best performance metrics,” said Gopal Vittal, Executive Vice Chairman, Bharti Airtel.

The site has so far paid out over 9000 crore and has kept the delinquency levels tamed with superior underwriting designs and portfolio management software.

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The NBFC growth is within the wider scope of the Airtel expansion in its financial services to increase the offerings and is based on leveraging its existing client base to venture into digital lending to capture the huge potential in the formal credit market in India.